Abstract:
The purpose of this study is to evaluate How Electronic Money Transactions
Affect a Cashless Ghana: The Case of MTN-Ghana. The study used a
descriptive design as its tool since it allows for a methodical description of the
situation. In order to acquire data for this investigation, questionnaires were
employed. However, only 307 of the 384 administered questionnaires were
returned, representing a response rate of 79.9%. The introduction of MTN
Electronic money transfers has had an impact on the lives of the respondents
and the economy, and this impact has been evaluated using both parametric
and non-parametric tools including the chi-square test, ANOVA, and ordinary
least squares regression. The study's main conclusion was that MTN
Electronic Money operation is sustainable due to its enormous positive effects
on members' and merchants' lives as well as the economy