Abstract:
The imain ithrust iof ithe istudy iwas ito iexamine ithe iimpact iof ia imastery iof
ia iset iof iknowledge, iattitude iand ibahaviour iof iUCC istudents. i iThe
iresearch iwas iconceptually iframed iby ithree iresearch iquestions iand ithree
ihypotheses. iDescriptive isurvey idesign iinvolving ithe iquantitative iapproach
iwas iused iin ithe istudy. iThe itarget ipopulation iof ithe istudy iwas iall iUCC
istudents. iA isample isize iof i382 istudents iwas ichosen ifor ithe istudy iusing
iKrejcie iand iMorgan i(1970) isampling itable iof idetermination. iSome
iJumpstart i(2013) iand iother inotable iliterature iquestionnaire iadapted ion
ifinancial iknowledge, ifinancial iattitudes, iand ifinancial ibehaviour, iwhich
iaffect ifinancial iliteracy iwas iused ifor ithe idata icollection. iPre-testing iof ithe
iinstrument iwas idone iand ireliability iand ivalidity iwere iensured. iThe idata
icollected iwas ianalysed iusing idescriptive istatistics i(frequencies iand
ipercentages, ivariances) iand istatistical iinference i(Chi-square, iχ2 icorrelational
iregression ibetween ione-way iANOVA). iThe istudy irevealed ithat ithe
ifinancial iliteracy ilevels i(knowledge) iof iUCC istudents iare igenerally ifair.
iThe iresults ifrom ithe istudy ifurther iindicated ithat idemographic icharacteristic
iof ithe istudents iimparts iupon itheir imastery iof ia iset iof ifinancial ialertness.
iThe iresults iof istatistical ievidence ito ithe ieffect ithat ifinancial iliteracy iof
iUCC istudents ido inot idiffer iin iterms iof ithe istudents’ iages. iTherefore, ithe
inull ihypothesis istated ias i“There iwill ibe ino istatistically isignificant
idifference iamong ithe iage igroups iof irespondents iwith irespect ito ithe
ifinancial iliteracy iof iUCC iStudents”
